FundableFits 1 partner lending program

1017 Smithland Ave, La Junta, CO 81050

La Junta, CO 81050 · 3 bd · 1 ba · 1,500 sqft · Single Family · 136 days on market

The math, in full

Asking price
$90,000
Down payment (20%)
$18,000
Loan amount
$72,000
Est. monthly rent
$1,691/mo
Range $1,437–$1,945/mo
Monthly payment, all-in
$574/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
2.95
$1,691 rent ÷ $574 payment
Monthly cashflow
+$1,117/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 81050, from current market comps — not a per-property guess. Lower confidence — few comparable rentals in this zip, verify locally.

Cash to start

$18,000

20% down on $90,000

Clayhouse Mortgage — ColoradoYour local lender
View →

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits a current program.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

Not the one? Browse more in CO

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.