102 Ne 138th St, Cross City, FL 32628
Cross City, FL 32628 · 2 bd · 2 ba · 1,634 sqft · Single Family · 75 days on market
The math, in full
- Asking price
- $139,966
- Down payment (15%)
- $20,995
- Loan amount
- $118,971
- Est. monthly rent
- $2,356/mo
- Range $2,003–$2,709/mo
- Monthly payment, all-in
- $1,150/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 2.05
- $2,356 rent ÷ $1,150 payment
- Monthly cashflow
- +$1,206/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 2-bedroom homes in zip 32628, from current market comps — not a per-property guess. Lower confidence — few comparable rentals in this zip, verify locally.
Cash to start
$20,995
15% down on $139,966
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 2 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.