Pays for itselfFits 3 partner lending programs

10414 Osprey Trce, West Palm Beach, FL 33412

West Palm Beach, FL 33412 · 3 bd · 2 ba · 2,020 sqft · Single Family · 90 days on market

The math, in full

Asking price
$539,000
Down payment (15%)
$80,850
Loan amount
$458,150
Est. monthly rent
$9,500/mo
Range $8,075–$10,925/mo
Monthly payment, all-in
$5,062/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.88
$9,500 rent ÷ $5,062 payment
Monthly cashflow
+$4,438/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33412, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$80,850

15% down on $539,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.