Pays for itselfFits 3 partner lending programs

134 Sw 7th Ave, Apt 404, Miami, FL 33130

Miami, FL 33130 · 2 bd · 1 ba · 700 sqft · Condo · 111 days on market

The math, in full

Asking price
$272,000
Down payment (15%)
$40,800
Loan amount
$231,200
Est. monthly rent
$4,000/mo
Range $3,400–$4,600/mo
Monthly payment, all-in
$2,585/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.55
$4,000 rent ÷ $2,585 payment
Monthly cashflow
+$1,415/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 33130, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$40,800

15% down on $272,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.