2107 Donner Ave, Ponca City, OK 74604

Ponca City, OK 74604 · 3 bd · 2 ba · 1,710 sqft · Single Family · 184 days on market

The math, in full

Asking price: $213,000
Down payment (30%): $63,900
Loan amount: $149,100
Est. monthly rent: $1,325/mo; Range $1,126–$1,524/mo
Monthly payment, all-in: $1,319/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.00; $1,325 rent ÷ $1,319 payment
Monthly cashflow: +$6/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 74604, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$63,900

30% down on $213,000

Your local lender

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Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.