2162 Barcelona Dr, Clearwater, FL 33764

Clearwater, FL 33764 · 4 bd · 2 ba · 1,884 sqft · Single Family · 199 days on market

The math, in full

Asking price: $439,000
Down payment (15%): $65,850
Loan amount: $373,150
Est. monthly rent: $4,600/mo; Range $3,910 to $5,290/mo
Monthly payment, all-in: $3,606/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.28; $4,600 rent ÷ $3,606 payment
Monthly cashflow: +$994/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33764, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$65,850

15% down on $439,000

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.