Pays for itselfFits 3 partner lending programs

2414 Merlot St, Fort Lupton, CO 80621

Fort Lupton, CO 80621 · 3 bd · 2.5 ba · 1,543 sqft · Townhouse · 5 days on market

The math, in full

Asking price
$374,995
Down payment (15%)
$56,249
Loan amount
$318,746
Est. monthly rent
$2,930/mo
Range $2,491–$3,369/mo
Monthly payment, all-in
$2,518/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.16
$2,930 rent ÷ $2,518 payment
Monthly cashflow
+$412/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 80621, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$56,249

15% down on $374,995

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.