DSCR investment property · Punta Gorda
24604 Rio Villa Lakes Cir, Punta Gorda, FL 33950
Punta Gorda, FL 33950 · 3 bd · 2 ba · 1,780 sqft · Single Family · 4 days on market
The math, in full
- Asking price
- $249,995
- Down payment (15%)
- $37,499
- Loan amount
- $212,496
- Est. monthly rent
- $3,000/mo
- Range $2,550 to $3,450/mo
- Monthly payment, all-in
- $2,326/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.29
- $3,000 rent ÷ $2,326 payment
- Monthly cashflow
- +$674/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 33950, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.
Cash to start
$37,499
15% down on $249,995
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria. This one fits 3 programs.
- Qualifies on the property's rent, no W-2 or tax returns.
- Listing data verified as of July 5, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.