FundableFits 2 partner lending programs

2497 3rd Ave, Alford, FL 32420

Alford, FL 32420 · 2 bd · 2 ba · 1,347 sqft · Single Family · 108 days on market

The math, in full

Asking price
$145,000
Down payment (15%)
$21,750
Loan amount
$123,250
Est. monthly rent
$2,356/mo
Range $2,003–$2,709/mo
Monthly payment, all-in
$1,191/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.98
$2,356 rent ÷ $1,191 payment
Monthly cashflow
+$1,165/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 32420, from current market comps — not a per-property guess. Lower confidence — few comparable rentals in this zip, verify locally.

Cash to start

$21,750

15% down on $145,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.