Pays for itselfFits 3 partner lending programs

3117 Nw 23rd St, Oklahoma City, OK 73107

Oklahoma City, OK 73107 · 3 bd · 2 ba · 1,312 sqft · Single Family · 62 days on market

The math, in full

Asking price
$185,000
Down payment (15%)
$27,750
Loan amount
$157,250
Est. monthly rent
$1,700/mo
Range $1,445–$1,955/mo
Monthly payment, all-in
$1,335/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.27
$1,700 rent ÷ $1,335 payment
Monthly cashflow
+$365/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 73107, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$27,750

15% down on $185,000

Clayhouse Mortgage — OklahomaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.