Pays for itselfFits 3 partner lending programs

410 12th St, Greeley, CO 80631

Greeley, CO 80631 · 5 bd · 2 ba · 1,299 sqft · Single Family · 138 days on market

The math, in full

Asking price
$354,000
Down payment (15%)
$53,100
Loan amount
$300,900
Est. monthly rent
$2,710/mo
Range $2,304–$3,116/mo
Monthly payment, all-in
$2,377/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.14
$2,710 rent ÷ $2,377 payment
Monthly cashflow
+$333/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 80631, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$53,100

15% down on $354,000

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.