FundableFits 1 partner lending program

413 N Main St, La Junta, CO 81050

La Junta, CO 81050 · 3 bd · 1 ba · 1,498 sqft · Single Family · 197 days on market

The math, in full

Asking price
$99,500
Down payment (20%)
$19,900
Loan amount
$79,600
Est. monthly rent
$1,691/mo
Range $1,437–$1,945/mo
Monthly payment, all-in
$634/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
2.67
$1,691 rent ÷ $634 payment
Monthly cashflow
+$1,057/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 81050, from current market comps — not a per-property guess. Lower confidence — few comparable rentals in this zip, verify locally.

Cash to start

$19,900

20% down on $99,500

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits a current program.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.