4215 E Bay Dr, Apt 1701G, Clearwater, FL 33764

Clearwater, FL 33764 · 1 bd · 1 ba · 490 sqft · Condo · 6 days on market

The math, in full

Asking price: $82,000
Down payment (20%): $16,400
Loan amount: $65,600
Est. monthly rent: $1,359/mo; Range $1,155 to $1,563/mo
Monthly payment, all-in: $1,206/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.13; $1,359 rent ÷ $1,206 payment
Monthly cashflow: +$153/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 33764, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$16,400

20% down on $82,000

Your local lender

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Screened against real lending criteria. This one fits a current program.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.