Pays for itselfFits 3 partner lending programs

44696 Plumeria St, Punta Gorda, FL 33982

Punta Gorda, FL 33982 · 5 bd · 2,078 sqft · Single Family · 6 days on market

The math, in full

Asking price
$379,990
Down payment (15%)
$56,999
Loan amount
$322,991
Est. monthly rent
$5,500/mo
Range $4,675–$6,325/mo
Monthly payment, all-in
$3,122/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.76
$5,500 rent ÷ $3,122 payment
Monthly cashflow
+$2,378/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 33982, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$56,999

15% down on $379,990

Clayhouse Mortgage — FloridaYour local lender
View →

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

Not the one? Browse more in FL

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.