4549 Courtney Rd, Saint James City, FL 33956

Saint James City, FL 33956 · 3 bd · 3 ba · 1,288 sqft · Single Family · 49 days on market

The math, in full

Asking price: $345,000
Down payment (15%): $51,750
Loan amount: $293,250
Est. monthly rent: $3,500/mo; Range $2,975 to $4,025/mo
Monthly payment, all-in: $2,834/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.23; $3,500 rent ÷ $2,834 payment
Monthly cashflow: +$666/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33956, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.

Cash to start

$51,750

15% down on $345,000

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.