507 Stone St, Wildwood, FL 34785

Wildwood, FL 34785 · 3 bd · 1 ba · 948 sqft · Single Family · 288 days on market

The math, in full

Asking price: $185,000
Down payment (15%): $27,750
Loan amount: $157,250
Est. monthly rent: $1,949/mo; Range $1,657 to $2,241/mo
Monthly payment, all-in: $1,520/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.28; $1,949 rent ÷ $1,520 payment
Monthly cashflow: +$429/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 34785, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$27,750

15% down on $185,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.