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515 E Oakland St, Shawnee, OK 74801

Shawnee, OK 74801 · 2 bd · 1 ba · 768 sqft · Single Family · 62 days on market

The math, in full

Asking price
$102,900
Down payment (20%)
$20,580
Loan amount
$82,320
Est. monthly rent
$800/mo
Range $680–$920/mo
Monthly payment, all-in
$707/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.13
$800 rent ÷ $707 payment
Monthly cashflow
+$93/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 74801, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$20,580

20% down on $102,900

Clayhouse Mortgage — OklahomaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits a current program.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.