628 S Philadelphia Ave, Shawnee, OK 74801
Shawnee, OK 74801 · 3 bd · 2 ba · 1,582 sqft · Single Family · 124 days on market
The math, in full
- Asking price
- $154,900
- Down payment (25%)
- $38,725
- Loan amount
- $116,175
- Est. monthly rent
- $1,063/mo
- Range $904–$1,222/mo
- Monthly payment, all-in
- $1,012/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.05
- $1,063 rent ÷ $1,012 payment
- Monthly cashflow
- +$51/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 74801, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$38,725
25% down on $154,900
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 2 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.