Pays for itselfFits 2 partner lending programs

7206 W Jackson St, Pensacola, FL 32506

Pensacola, FL 32506 · 4 bd · 2 ba · 1,834 sqft · Single Family · 33 days on market

The math, in full

Asking price
$123,500
Down payment (15%)
$18,525
Loan amount
$104,975
Est. monthly rent
$2,200/mo
Range $1,870–$2,530/mo
Monthly payment, all-in
$1,015/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
2.17
$2,200 rent ÷ $1,015 payment
Monthly cashflow
+$1,185/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32506, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$18,525

15% down on $123,500

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.