820 15th St, Apt 104, Miami Beach, FL 33139

Miami Beach, FL 33139 · 1 bd · 1 ba · 406 sqft · Condo · 230 days on market

The math, in full

Asking price: $225,000
Down payment (15%): $33,750
Loan amount: $191,250
Est. monthly rent: $2,950/mo; Range $2,508 to $3,392/mo
Monthly payment, all-in: $2,295/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.29; $2,950 rent ÷ $2,295 payment
Monthly cashflow: +$655/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 33139, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$33,750

15% down on $225,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.